How Your Savings Add Up*

A personal loan is money borrowed from a bank, credit union or online lender that you pay back in fixed monthly payments, typically over two to seven years, along with interest. The annual percentage rates on loans from mainstream lenders can range from 6% to 36%. Most personal loans are unsecured, which means they aren't backed by collateral.

Qualification criteria typically include credit score, income level, employment history, and debt-to-income ratio. By entering your offer code, you'll see personalized loan options that you pre-qualify for based on your specific financial profile. The good news is that checking your offers won't affect your credit score.

The personal loans offered through our platform are typically unsecured, meaning they don't require collateral like a house or car. This makes them accessible to more borrowers but may result in slightly higher interest rates compared to secured loans. Terms and conditions vary by lender.

Many of our lending partners offer quick funding, with some able to deposit funds into your account as soon as the next business day after approval. The exact timing depends on the specific lender, the completeness of your application, and your bank's processing times.

Many of our lending partners offer quick funding, with some able to deposit funds into your account as soon as the next business day after approval. The exact timing depends on the specific lender, the completeness of your application, and your bank's processing times.